When it comes to many drug and alcohol rehab programs, many people actually forego the treatment that they need because they consider it to be too expensive. Others may not even take advantage of the coverage that they do have through employers because of their unwillingness to expose drug or alcohol related problems to that employer. However, all of these things should take a backseat to your overall health, and if you have an insurance package that will allow you to get the treatment that you need in order to make a positive change in your life, then you should definitely use it!
If you have HealthNet insurance, then you will most likely be covered for your alcohol detox program, especially if the program is only in the short term. You should be well covered as long as the behavior that puts you into a detox program is not habitual as well. However, you may still be remiss to call upon this help if you have this insurance through your employer.
You may be able to use the insurance of your employer without detailing the exact use of the package. Take a look at your company policy and see. However, the worst thing that you can do is to let your productivity fall at work and then go in looking for help. Worst of all is if your employer picks up on some kind of problem – this will not bode well for your ability to self regulate in his eyes. Be proactive no matter what, even if there is a discrepancy as to whether you can keep your anonymity or not.
If you have an insurance package on your own as a contract employee or as a self employed person, then there should be no problem with you suing the HealthNet insurance program for an alcohol detox. Keep in mind that the insurance company will begin to question your usage of the program if it becomes habitual.
If you have more serious problems with alcohol, then you owe it to yourself to make sure that you are treated fully and that insurance pays its fair share. Look into your insurance package to see exactly what your insurance is supposed to pay and hold them to it. You may get a bit of resistance; after all, insurance companies make money by denying claims. This is their business. In order to get your full benefit, you may have to fight for it. However, if you have been paying your premiums on time, there is really nothing that anyone at any insurance company can say that will keep you from using those benefits!
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